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If you're going to make use of a small-cap index like the Russell 2000, you may wish to stop briefly and think about why an excellent index fund business, like Lead, does not have any funds that follow it. The factor is since it's a lousy index.
I have not even dealt with the straw male below yet, and that is the truth that it is reasonably uncommon that you actually have to pay either taxes or substantial commissions to rebalance anyhow. Most smart investors rebalance as much as possible in their tax-protected accounts.
And of program, no one should be purchasing loaded mutual funds, ever before. It's really also negative that IULs don't function.
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